With Ottawa’s new First Time Home Buyer Incentive (FTHBI), there’s a lot of confusion about what are the best incentives for new home buyers. While the FTHBI has too many downfalls to recommend, there are plenty of other programs that genuinely help first-time buyers, with little or no downsides. First-Time Home Buyer’s Tax Credit What do you get? You and your spouse can file...Read More

If you are thinking of buying property this year, either as your home or as a rental unit, it could be worth your while to seriously consider a condo. There are some definite benefits to purchasing a condo. Here are some reasons why it could be a great choice for you: It’s a Good Investment Buying a condo could be a very smart investment. While houses are becoming more popular among mille...Read More

Imagine you're looking for a new home. You have a list of all the features you want, just like you would have a grocery shopping list. However, when you explore the homes currently on the market, none meets all your criteria. What do you do? You have a few good options First, you can take a second look at your list. Does your new home need every single feature on it? Are there one or two feat...Read More

Two of the biggest stressors for DIYers are projects that cost too much or take too long. Unfortunately, there’s no sure way to guarantee that one or the other (or both) won’t happen. But there is a lot you can do to minimize the probability. DIY budgeting gotchas When budgeting, a big mistake DIYers make is not considering the little things. For example, you might budget for drywall...Read More